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Nothing on this website shall either constitute any offer to provide any person any goods or services or give rise to any obligation or liability to pay any benefits.

Nestlé may terminate, change or suspend any part of this website, including any of its content or features, at any time without notice. In addition Nestlé reserves the right to refuse or suspend access to the website or to close it. Nestlé will not be liable if for any reason this website is unavailable at any time or for any period.

Nestlé reserves the right from time to time and without notice to vary these Terms. Your continued use of the website shall be deemed acceptance of any such revised Terms.

Neither any commentary nor any other materials or information posted on this website are intended to amount to advice on which reliance should be placed. Nestlé disclaim all and any liability, to the fullest extent permitted by law, arising from any reliance placed on such materials by any visitors to this website or by anyone who may be informed of any of its contents.

Nestlé has tried to provide general information on this website which we believe will be of use to affected employees of Nestlé. However, please be aware that the information, commentary and other materials contained in this website should be treated as general guidance only, will not override the Rules of the Fund in the event of any inconsistency and does not constitute financial or professional advice. In particular, please note that Nestlé makes no warranties, representations or guarantees, express or implied, as to the accuracy of the information, guidance, commentary and other materials provided on this website. Each individual’s circumstances are different and Nestlé advises that users of the website seek specific advice and contact a financial adviser.